When you use a custodian, they hold your private keys for you and manage them on your behalf. They have full control over your account, which means they can make decisions about how much money you have access to or what transactions you can make. Non-Custodial means that Cogni isn’t your custodian > YOU are the custodian and you own your own private key. When you own cryptocurrencies, such as bitcoin or ethereum, you are the only one who has access to your private key.