You can move money between your account at another bank and Cogni for free. Simply visit the Move Money screen in the app via the Cogni Icon and tap the Bank Transfer button.
- Ensure you have tapped on the Add money tab and tap on + Link new account or choose from the list of already linked external accounts.
The transferred funds should usually be ready for use within 3–6 business days. If you choose to initiate a transfer through the other bank, they may charge a small fee, and the timeline may vary. Bank transfers are performed via the Automated Clearing House (ACH) network.