You can move money between Cogni and your account at another bank for free. To send money from Cogni to your other account, simply visit the Move Money screen within the app via the Cogni Icon and tap the Bank Transfer button.
- Ensure you have tapped on the Transfer to tab.
- Tap on + Link new account or choose from the list of already linked accounts and follow the prompts to initiate the transfer.
The transferred funds should usually be ready for use within 3–6 business days. If you choose to initiate a transfer through the other bank, they may charge a small fee, and the timeline may vary. Bank transfers are performed via the Automated Clearing House (ACH) network.